Everything Highwater does.
Five things, and the awkward parts of each. Start wherever your finances are hardest to see.
Built out where real finances get awkward.
Multi-Currency Households
Hold accounts in euros, dollars and sterling, owned by one person or two. Everything reports in your base currency at live rates, and the underlying figure never gets rewritten.
Bank & Brokerage Feeds
Balances, transactions and positions refresh on their own. Feed-written figures are marked so you can tell a measured number from a modeled one at a glance.
Portfolio & Drift
Target weights, actual weights and a tolerance band per sleeve, so you can see what has drifted before you decide whether to act on it.
Insurance Claims
Plans, excesses and reimbursement rules per policy, with claims tracked from submission to settlement, including the part you are still owed.
Mortgages & Big Purchases
Amortization schedules that actually amortize, plus a planner for the next house: what you can carry, what you would have left, and when.
The Weekly Review
A short guided pass once a week: what moved, what needs a decision, what is now out of date. Ten minutes, and the model stays honest.